Executive consultancy for delegated authority
ModernRisk stands up delegated authority operations, designs and files the products, and builds the platforms they run on — then hands over an operating business, not a deck. Engagements run with carriers and reinsurers, MGA and program founders, and their capital partners.
Operating build: authority, controls, bordereaux, and the month-end close.
Product design and filings across admitted and surplus lines paper.
Platform built first, underwriting operation wrapped around it.
Stealth engagements. References and entity detail on request.
Solutions
Most programs stall in the gap between underwriting intent, filed product, and working software. We hold all three at once, which is why programs we build reach market with their economics and controls already provable.
Authority agreements, underwriting guidelines, controls, licensing posture, delegated reporting, and the operating cadence that keeps capacity comfortable. Built to survive audit before it writes a dollar.
Coverage architecture, rating plans, forms and filings, and the go-to-market motion behind them — designed with the distribution and the capacity in the room, not after.
Rating engine, policy lifecycle, document generation, and double-entry premium accounting on an API-first spine. Built as product, not as a systems-integration project.
Rating plans expressed as versioned code, referral rules, and underwriting guidelines the engine actually enforces — so what was filed is what binds, every time.
Submission triage, rate adequacy, and drift monitoring computed at transaction grain — models governed, versioned, and explainable to a regulator and a reinsurer alike.
Pre-investment diligence on MGAs and programs, plus operating turnarounds on books that drifted: rate, mix, expense, and the controls that let it happen.
Technology platform
The policy platform we build on: rating, rules, policy administration, documents, and double-entry premium accounting — API-first, so the whole lifecycle is one integration.
Rate, quote, bind, endorse, cancel, reinstate, renew. Every transaction journaled to a line-item ledger, provable to the penny at month end.
stratamga.modernrisk.ai →Under the hood
Two auth modes — API keys for systems, JWT for people — with producer-level scoping.
Contact us
A program, a product filing, a platform build, or a book that needs an operating system. First conversation is a working session, not a pitch.